One simple plan. £9.99 per month. LedgerlyPro's available product features included.
That is the central difference in this comparison. LedgerlyPro does not ask customers to move through several subscription tiers to unlock Inventory & Stock, projects, mileage, planning tools or its supported HMRC workflows. QuickBooks, Xero and Sage serve broader ranges of businesses, but their features, limits and add-ons can vary substantially by plan.
Bookkeeping software should still be compared by the work you need it to do—not by a promotional headline alone. A low introductory price may rise after several months, while a more expensive plan may include bank feeds, VAT filing or payroll functionality that LedgerlyPro does not provide.
This guide compares regular UK monthly list prices and selected published features for LedgerlyPro, QuickBooks, Xero and Sage. Prices and offers were checked on 2 November 2026 and can change. Always confirm the current price, VAT treatment, limits and features on the provider's official website before buying.
Regular monthly prices
| Provider | Plan | Regular monthly price | VAT note |
|---|---|---|---|
| LedgerlyPro | One plan | £9.99 | No VAT currently added |
| QuickBooks | Sole Trader Plus | £10 | Plus VAT |
| QuickBooks | Simple Start | £16 | Plus VAT |
| QuickBooks | Essentials | £38 | Plus VAT |
| QuickBooks | Plus | £56 | Plus VAT |
| QuickBooks | Advanced | £123 | Plus VAT |
| Xero | Simple | £7 | Excluding VAT |
| Xero | Ignite | £18 | Excluding VAT |
| Xero | Grow | £39 | Excluding VAT |
| Xero | Comprehensive | £55 | Excluding VAT |
| Xero | Ultimate | £70 | Excluding VAT |
| Sage | Sole Trader Free | £0 | Check current terms |
| Sage | Sole Trader | £7 | Check current VAT treatment |
| Sage | Accounting Start | £20 | Excluding VAT |
| Sage | Accounting Standard | £43 | Excluding VAT |
| Sage | Accounting Plus | £59 | Excluding VAT |
Temporary discounts are deliberately excluded from the comparison above. They can make the first few months cheaper, but the regular price is more useful when estimating the ongoing cost.
LedgerlyPro: one simple £9.99 plan
LedgerlyPro uses one plan with a 30-day full-access trial and no card required to start. Customers do not need a higher LedgerlyPro subscription tier to unlock the available product features below:
- invoices and quotes
- expenses and receipt records
- Controlled Statement Import for supported CSV and Excel files
- products, stock movements, moving weighted-average cost, purchase orders, invoice-linked stock sales and stock reports
- mileage and projects
- payroll records and PDF payslips
- Safe to Spend, Mortgage Readiness and Payment Rescue
- up to 10 Members plus separate read-only Accountant Access
- MTD for Income Tax quarterly updates and final declarations for supported self-employment workflows
- supported HMRC income-tax records for CIS deductions, UK savings interest, UK State Pension, voluntary Class 2 National Insurance, Marriage Allowance, foreign pensions and pension reliefs
- eligible Companies House annual-accounts and no-change CS01 filing, each carrying a separate filing service fee
LedgerlyPro does not currently submit VAT returns, submit payroll RTI, provide automatic bank feeds or support UK property income for MTD for Income Tax. If any of those are essential, choose software that provides them.
Eligible Companies House filings are the exception to the all-in subscription model: each has a separate £19.99 LedgerlyPro service fee, plus the Companies House fee where one is due. This is a transaction charge, not a higher monthly plan.
Complete LedgerlyPro HMRC comparison
"HMRC support" can describe very different things, so the table below separates the workflows instead of using one broad badge.
| HMRC workflow | LedgerlyPro | QuickBooks | Xero | Sage |
|---|---|---|---|---|
| MTD for Income Tax quarterly updates | Live for supported self-employment workflows | Published as MTD for Income Tax ready | Published as MTD for Income Tax ready | Check the exact Sage product and current eligibility |
| MTD for Income Tax final declaration | Live after quarterly readiness, calculation review and explicit customer agreement | Published Income Tax filing workflow | Check the selected plan and current product documentation | Check the exact Sage product and current product documentation |
| UK property income under MTD | Not currently supported | QuickBooks documents self-employment or UK property, one primary income source per account | Check current scope directly | Check current scope directly |
| CIS deductions for Income Tax | Live HMRC workflow | QuickBooks publishes CIS calculation and submission features; check the required plan | Check current product and plan | Check current product and plan |
| UK savings interest | Live HMRC workflow | Not separately stated on the pricing page | Not separately stated on the pricing page | Not separately stated on the pricing page |
| UK State Pension and lump sum | Live HMRC workflow | Not separately stated on the pricing page | Not separately stated on the pricing page | Not separately stated on the pricing page |
| Voluntary Class 2 National Insurance choice | Live HMRC workflow; LedgerlyPro does not calculate or take payments | Not separately stated on the pricing page | Not separately stated on the pricing page | Not separately stated on the pricing page |
| Marriage Allowance transfer | Live create-only HMRC workflow; changes and cancellation remain on GOV.UK | Not separately stated on the pricing page | Not separately stated on the pricing page | Not separately stated on the pricing page |
| Foreign pensions and overseas pension contributions | Live for the supported HMRC pension-income fields | Not separately stated on the pricing page | Not separately stated on the pricing page | Not separately stated on the pricing page |
| Private pension reliefs | Live for supported pension-relief fields; not net pay or salary sacrifice | Not separately stated on the pricing page | Not separately stated on the pricing page | Not separately stated on the pricing page |
| Employment-income editing | Not currently live | Check current product documentation | Check current product documentation | Check current product documentation |
| VAT returns submitted to HMRC | No—digital VAT records and review only | Yes on eligible plans | Published VAT-return submission | Published MTD VAT capability; check the chosen product |
| Payroll RTI submitted to HMRC | No—payroll records, payslips and summaries only | Optional payroll product/add-on | Payroll scope depends on plan and employee allowance | Payroll is a separate or additional Sage product; check the quotation |
"Not separately stated on the pricing page" does not mean a competitor cannot handle an item. It means the vendor's public pricing page did not give enough detail for a fair claim. Confirm specialist tax scope with the provider before purchasing. LedgerlyPro does not currently claim an HMRC software-recognition listing or permission to use HMRC's MTD-ready trademark.
Companies House comparison
| Companies House workflow | LedgerlyPro | QuickBooks | Xero | Sage |
|---|---|---|---|---|
| Eligible annual statutory accounts | Live filing from a prepared iXBRL accounts file; LedgerlyPro does not create that file | Not stated on the UK pricing page | Not stated on the UK pricing page | Check the relevant Sage accounts or final-accounts product |
| Confirmation statement (CS01) | Live for eligible no-change statements after review and payment | Not stated on the UK pricing page | Not stated on the UK pricing page | Check the relevant Sage product |
| LedgerlyPro service charge | £19.99 per filing, plus the Companies House fee where due | Not applicable | Not applicable | Not applicable |
Companies House filing is deliberately narrower than general bookkeeping. LedgerlyPro does not advertise that it prepares statutory accounts from raw bookkeeping records, and it does not support a CS01 that changes company information.
A low, transparent £19.99 filing service fee
LedgerlyPro charges £19.99 for its filing service rather than requiring a more expensive monthly subscription tier. QuickBooks, Xero and Sage do not publish a directly comparable Companies House filing-service price on the UK pricing pages reviewed for this article, so it would not be fair to claim a precise saving against them.
The statutory Companies House charge is separate. From 1 February 2026, the digital confirmation-statement fee is £50 when it is due for the company's payment period. That means an eligible LedgerlyPro no-change CS01 can cost £69.99 in total when the statutory fee is due: £19.99 to LedgerlyPro plus £50 to Companies House. The £19.99 figure should never be presented as the complete statutory cost.
Broader product comparison
| Capability | LedgerlyPro £9.99 plan | QuickBooks | Xero | Sage |
|---|---|---|---|---|
| Invoices and quotes | Included | Included; limits and plan scope vary | Included; entry-plan limits may apply | Included; plan scope varies |
| Expenses and receipt records | Included | Included; receipt capture varies by plan | Included; expense allowances vary by plan | Included; plan scope varies |
| Bank data | Reviewed CSV/Excel statement import; no automatic feed | Automated bank feeds published | Direct bank feeds published | Bank connection/reconciliation available on eligible products |
| Inventory and purchase orders | Included | Inventory published in Plus | Inventory shown in current plan feature tables; verify limits | Inventory published in Accounting Plus |
| Payroll | Records, PDF payslips and summaries; no PAYE calculation or RTI | Paid add-on/product | Employee allowances depend on plan | Separate/additional payroll product |
| Mileage and projects | Included | Available scope depends on plan | Available scope depends on plan | Check the selected product |
| Cash-flow planning | Safe to Spend and cash-flow tools included | Planning tools vary by plan | Forecasting and analytics vary by plan | Cash-flow features vary by product |
| Mortgage Readiness | Included | Not stated on pricing page | Not stated on pricing page | Not stated on pricing page |
| Overdue-invoice support | Payment Rescue guidance and reviewable follow-up support | Invoicing/reminder capabilities available; check plan | Invoicing/reminder capabilities available; check plan | Invoicing/reminder capabilities available; check plan |
| Team access | Up to 10 Members plus separate read-only Accountant Access | User limits vary by plan | User and payroll allowances vary by plan | Accounting Plus publishes unlimited users; other plans vary |
| Automatic bank feeds | No | Yes | Yes | Available on eligible products |
This wider table explains the LedgerlyPro value clearly: its current inventory, bookkeeping, planning and supported HMRC scope is included in one £9.99 subscription rather than divided among several LedgerlyPro tiers. QuickBooks, Xero and Sage provide mature banking, VAT and payroll options that LedgerlyPro does not currently replace, but customers should check which paid plan and add-ons are required to assemble the features they need.
QuickBooks
QuickBooks publishes plans from Sole Trader Plus through Advanced. Simple Start and above add VAT workflows; payroll is a paid add-on. QuickBooks Plus, listed at £56 per month plus VAT, includes inventory management, purchase orders and project profitability features.
QuickBooks may suit businesses that want automatic bank feeds, VAT submission and a broader plan ladder. Check user limits, payroll costs and which plan contains each feature before comparing its total cost with LedgerlyPro.
Official source: QuickBooks UK pricing.
Xero
Xero publishes Simple, Ignite, Grow, Comprehensive and Ultimate plans. Its pricing page lists inventory and purchase orders among features available across its current plans, with plan-specific limits elsewhere. Ignite is £18 per month excluding VAT; higher plans add broader payroll, expense, multicurrency, forecasting and analytics allowances.
Xero may suit businesses that need bank feeds, VAT-return submission or an established app ecosystem. Check invoice, bill, payroll and user limits carefully—especially on entry plans.
Official source: Xero UK pricing.
Sage
Sage publishes a free Sole Trader entry plan, a paid Sole Trader plan and Accounting Start, Standard and Plus. Sage Accounting Plus is listed at £59 per month excluding VAT and includes inventory management, multi-currency and unlimited users. Lower plans focus on simpler sole-trader or accounting requirements.
Sage may suit businesses that want bank reconciliation, VAT workflows, payroll options or a route into broader Sage products. Check whether payroll, inventory and the number of users you need are included in the quoted plan or priced separately.
Official source: Sage UK pricing.
Inventory price comparison
Inventory is where plan selection matters:
- LedgerlyPro: included in the £9.99 one-plan subscription.
- QuickBooks: its pricing page places inventory in Plus, regularly £56 per month plus VAT.
- Xero: its current pricing page lists inventory in its plan feature tables, with limits and related features varying.
- Sage: its pricing page places inventory management in Accounting Plus, regularly £59 per month excluding VAT.
Price is only one part of the decision. Xero, QuickBooks and Sage offer workflows LedgerlyPro does not currently provide. LedgerlyPro's advantage is simplicity: its available bookkeeping, inventory, planning and supported MTD for Income Tax tools sit in one £9.99 plan, with clearly disclosed per-filing charges for eligible Companies House submissions.
Questions to ask before choosing
- Do you need automatic bank feeds, or are reviewed statement-file imports suitable?
- Must the software submit VAT returns or payroll RTI?
- Do you need inventory, purchase orders or project profitability?
- How many users need access, and is accountant access separate?
- Are payroll, payments or other add-ons included in the displayed price?
- What will the subscription cost after the introductory offer ends?
- Can you export your records in a usable format?
There is no universal winner. Choose the product and plan whose current scope matches your records, filing obligations and review process.
See LedgerlyPro pricing, review the product tour, or compare the official provider pages linked above before deciding.
